Apni Chat Apna Ghar Scheme 2025
Apni Chat Apna Ghar Scheme 2025 is a program launched by Chief Minister Punjab, Mrs. Maryam Nawaz Sharif, under which one lakh affordable houses will be provided to the poor and deserving families in Punjab. This program is specially for those who live in rented houses, with the help of this program, they can build their own houses.
This program will be completed in about four and a half years, which will provide one lakh houses to deserving families across the province with three execution models. If you live in rented houses and want to have your own house, then register yourself in this program today and take full advantage of this program.
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Benefits of Apni Chat Apna Ghar Scheme 2025
There are many benefits of the Apni Chat Apna Ghar Scheme 2025, some of which are mentioned below:
- Through this program, loans will be provided to low-income families on easy installments, with the help of which they will be able to build a high-quality and beautiful house.
- With the help of this program, there will be a reduction in slums and people will move towards cities.
- With the help of this, they will be able to meet basic needs like clean water, food and electricity.
- With the help of this program, peace and tranquility will be created in the society.
- The laborers who will be employed for the construction of houses will be provided with employment.
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Eligibility Criteria of ACAG
The Punjab government has set some criteria for registration in the Apni Chat Apna Ghar Scheme 2025, which are mentioned below:
- The applicant should be a resident of Punjab
- The applicant should have a registered National Identity Card
- The applicant should be the head of the household
- The applicant should have 10 marla land if he lives in a rural area and 5 marla land if he lives in an urban area
- The applicant should not be involved in any kind of cases like theft, robbery, etc.
- The applicant should not be a defaulter from any bank or financial institution
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Online Registration Process of AGAC Scheme
To register in the Apni Chat Apna Ghar Scheme 2025, you should know the registration procedure. If you do not know the registration procedure, then there is no need to worry because in this talk we will provide you with complete information regarding registration.
First of all, you have to go to the official website of the Apni Chhat Apna Ghar program. There you have to create your account. After that, you will see a registration form there. In it, you have to enter your name, CNIC number, father’s or husband’s CNIC number, gender, email address, mobile number, etc. Apart from this, you will also have to provide your residence and password. After filling the form, you have to submit this form. You will be informed via SMS whether you are eligible for this program or not. If you are eligible for this program, then you can easily benefit from this program.
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Conclusion
The Apni Chat Apna Ghar Scheme 2025 is a very good step by the Punjab government. Through this program, low-income families will be provided with cheap and beautiful houses. More than five lakh applications have been submitted within a week of the launch of this program. Loan disbursement has started in this program.
You can complete your registration in this program through the online method. If you or any of the members of your family do not have a personal house and they meet the criteria of this program, then register them in this program today.
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Frequently Asked Questions (FAQs)
What is the Apni Chat Apna Ghar Scheme 2025?
It’s a housing initiative by the Punjab Government under CM Maryam Nawaz, aiming to provide 100,000 affordable houses to low and middle-income families across Punjab through interest-free loans and government-backed housing models.
Who is eligible to apply for this scheme?
Pakistani citizens who:
- Do not own any house or plot
- Belong to low or middle-income groups
- Are permanent residents of Punjab
- Can provide basic documentation
Widows, orphans, disabled persons, and senior citizens are given priority.
What documents are required for registration?
You will need:
- CNIC (yours and spouse’s)
- Proof of income or salary slip
- Utility bill or rent agreement
- Affidavit of non-ownership
- Disability/widow certificate (if applicable)
How can I apply for the Apni Chat Apna Ghar Scheme online?
You can apply by visiting the official portal, registering an account, filling in your details, uploading required documents, and submitting the form.
What type of houses will be provided under this scheme?
The houses will typically be 1 to 2 marla apartments or units with basic amenities. Construction will be done in phases across multiple cities, starting with Lahore.
How much monthly installment will I have to pay?
The government has not announced fixed amounts yet, but initial estimates suggest monthly installments may range between Rs. 5,000 to Rs. 15,000, depending on unit size and loan amount.
Is the loan interest-free?
Yes, the housing loan provided under this scheme is interest-free. The Punjab government will subsidize construction and land costs for eligible applicants.
What is the deadline for registration?
No final deadline has been declared yet, but due to high demand and limited slots, it is advised to apply as early as possible to be considered in the first or second balloting phase.
How will applicants be selected?
Applications will go through a balloting process to ensure fairness. Selected individuals will then proceed to verification and loan disbursement.