Ehsaas Interest Free Loan
Ehsaas Interest Free Loan is a program launched by the Government of Pakistan with the help of which poor and deserving families are helped to cope with their financial difficulties and reduce their financial difficulties. This program is one of the most extensive and powerful programs.
With the help of this program, interest-free loans of one million to five million rupees are provided so that poor families can start businesses to eliminate poverty. If you have not registered in this program yet, then register today and take full advantage of this program. Let us tell you what the registration eligibility and benefits of this program.
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What is Ehsaas Interest Free Loan?
This program is a part of the National Poverty Graduation Initiative (NPGI), launched in partnership with the Pakistan Poverty Alleviation Fund (PPAF) and several microfinance institutions. The aim is simple: to help low-income households stand on their feet by starting or expanding small businesses.
Unlike traditional loans, these are completely interest-free, meaning the borrower returns only the principal amount in easy monthly installments.
Key Features
| Features | Explanation |
| Loan Amount | 1M to 5M |
| Interest | 0% |
| Repayment Time | Up to 3y |
| Loan Type | Qarz-e-Hasna |
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Update About Loan Amount
At the beginning of the program, the amount of Ehsaas Interest Free Loan was provided from Rs. 20,000 to Rs. 200,000. Considering the poverty and unemployment in the past, the Government of Pakistan has increased the amount of Ehsaas Interest Free Loan, under which the amount of this program has been fixed at Rs. 500,000. With this amount, you can start a small business like local transport, livestock, dairy farm or grocery stores, etc. Apart from this, you can start any other business of your choice that will bring you profit.
Eligibility Criteria of Ehsaas Interest Free Loan
The Government of Pakistan has set some eligibility criteria for registering for Ehsaas Interest Loan as mentioned below:
- The applicant should be above 18 years and below 60 years of age
- The poverty score should be below 40 percent
- The applicant should have a National Identity Card registered with NADRA
- A practical and credible business idea should be there (what business will you do with this loan)
This program plays an important role in empowering women as 50 percent of the program is allocated for women, besides, transgenders and disabled people are also given priority.
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Registration Process of Interest Free Loan
Here are the steps to apply:
- Locate a Loan Center: Visit the official PPAF website or your nearest Partner Organization office to find an eligible loan center in your district.
- Prepare Documents: You’ll need your CNIC, a copy of your business idea, and proof of residence.
- Application Submission: Submit your application in person.
- Social & Business Appraisal: The team will verify your needs and assess the viability of your business plan.
- Approval & Disbursement: If approved, the loan will be disbursed quickly and efficiently.
Conclusion
The Ehsaas Interest-Free 5 Lakh Loan program is not just a loan—it’s a chance for people to change their lives. It offers dignity, self-reliance, and a path to financial independence. For individuals who’ve been dreaming of starting their own business but couldn’t due to lack of funds or fear of interest-based loans, this is a golden opportunity.
Whether you are a jobless graduate, a housewife with a talent, or a skilled worker wanting to expand your setup, don’t miss this opportunity. Apply today, and take the first step toward building a better future for yourself and your family.
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