BISP Kafaalat Phase 3 has officially started, bringing relief to thousands of deserving families who were waiting for their payments under the Benazir Income Support Program. This phase focuses on distributing the pending installments to those beneficiaries who were either left out in previous phases or who recently completed their dynamic survey and were found eligible. During Phase 3, payments are being released through multiple channels, including BISP campsites, designated HBL Konnect agents, and biometric ATMs, ensuring that beneficiaries can receive their amount safely and transparently.
Families are strongly advised to check their CNIC status through the official 8171 web portal or by sending their CNIC number via SMS to 8171 to confirm whether their payment is ready for collection. This phase also emphasizes strict biometric verification to prevent fraud and unauthorized deductions. Eligible women should keep their original CNIC with them when visiting the payment points to ensure smooth disbursement. BISP officials have also set up complaint cells and helplines to help resolve any payment-related issues during this phase, making the overall process more transparent and convenient for the deserving families.
You can also read: Received BISP SMS But Didn’t Get Payment? Here’s the 2025 Solution
What is BISP Kafaalat Phase 3?
BISP Kafaalat Phase 3 is the final stage of the current payment cycle under the Benazir Kafaalat Program. In this phase, the government is disbursing the pending installments to newly verified beneficiaries and those who faced payment holds due to document issues, biometric problems, or survey updates. The goal is to ensure that no eligible family is left without support in this cycle.
Under Phase 3, payments of Rs. 13,500 are being released, along with Taleemi Wazaif stipends for families whose children are enrolled in the BISP education support program.
Who is Eligible for BISP Kafaalat Phase 3?
You may qualify for BISP Kafaalat Phase 3 Payments if:
You are already a registered BISP Kafaalat beneficiary, but didn’t receive payment in Phases 1 or 2.
You recently completed the NSER Dynamic Survey, and your household was found eligible.
You were previously marked for re-verification due to PMT score issues or missing documents, and are now cleared.
Your biometric verification has been successfully updated.
If you fall into any of these categories, you should check your payment status right away to know if your installment is ready for collection.
You can also read: BISP July Payment Schedule, Eligibility, and How to Check with CNIC
How to Check Eligibility and Payment Status
The government has made it simple to check whether your Phase 3 payment has been approved. There are two easy ways:
1. Through the BISP 8171 Web Portal
- Visit the official web portal
- Enter your 13-digit CNIC number in the given field.
- Type the captcha code for security.
- Click the Submit button.
The system will show your eligibility status and whether your payment is released.
2. By Sending an SMS
- Open your mobile messaging app.
- Type your CNIC number (without spaces or dashes).
- Send it to 8171.
- You will receive a reply within seconds with your eligibility and payment details.
This SMS service works on all mobile networks and is completely free of cost.
You can also read: BISP 8171 Online Check Balance: Verify Your Payment Status Instantly
BISP Kafaalat Phase 3 Payment Schedule
The BISP Kafaalat Phase 3 Payment Schedule has been carefully planned to ensure that all eligible families receive their due support in an organized and timely manner. Under this phase, payments are being distributed district-wise in clusters to avoid overcrowding and long queues at campsites and payment centers. Beneficiaries are advised to keep an eye on the official BISP announcements or visit their nearest BISP Tehsil office to confirm when their district’s payment cluster will be active.
Payments are being released through multiple channels, including specially set up government camps, designated HBL Konnect agents, and biometric ATMs in selected areas. Many families have already started receiving SMS alerts from 8171 informing them of their payment status and the date when they can collect their money. To avoid any inconvenience, beneficiaries should carry their original CNIC for biometric verification and visit the designated collection point only when their cluster is active. This structured payment schedule aims to ensure that every deserving woman gets her full amount safely, without unnecessary delays or deductions.
You can also read: BISP 8171 July 2025 Payment Check CNIC & Get Rs.13500 Disbursement Details
Documents Required to Collect Phase 3 Payments
When you visit the payment campsite, HBL Konnect agent, or ATM, make sure you have:
- Original CNIC of the registered woman (the payment is released only to women’s accounts).
- Child’s Bay Form for collecting Taleemi Wazaif along with the Kafaalat payment.
- Registered mobile number (if needed for OTPs or verification).
No agent is allowed to charge you any fee or deduct any amount from your payment.
Where to Collect BISP Kafaalat Phase 3 Payments
You can receive your payment through any of the following official channels:
BISP Campsites: Set up in schools, union council halls, or community centers.
HBL Konnect Retailers: Visit the nearest agent authorized by BISP for cash disbursement.
Bank ATMs: In selected districts, ATMs with biometric facilities are active for withdrawals.
Mobile Vans: In remote areas, mobile registration and payment vans are also deployed.
Always make sure to collect a payment receipt and count your money before leaving the counter.
You can also read: Check Your BISP 8171 Eligibility for July 2025 Payment via CNIC & Web Portal
Stay Alert Against Fraud
The government urges all beneficiaries to be careful of fraudsters pretending to be BISP representatives. Only trust official SMS from 8171 and official BISP staff. Do not share your CNIC copy or personal details with any unknown agents. If anyone demands a commission or illegal deduction, immediately report it to the BISP Helpline or the complaint cell at your nearest Tehsil office.
Final Words
BISP Kafaalat Phase 3 Payments are another important step towards financial relief for the most vulnerable families in Pakistan. By following the correct procedure, checking your eligibility through the 8171 portal or SMS, and staying updated on your district’s payment schedule, you can collect your payment without any hassle or delay. Remember, the payment is your right – don’t let anyone deduct a single rupee from it!
Stay informed, stay alert, and ensure you claim your rightful support with dignity.
You can also read: 8171 Check Online CNIC – Verify Your Eligibility in Seconds
Frequently Asked Questions – BISP Kafaalat Phase 3
Q: What if my CNIC shows “Survey Required”?
A: Visit your nearest BISP office or mobile registration van to complete the Dynamic Survey.
Q: Can I send someone else to collect my payment?
A: No, the payment will only be handed over after biometric verification of the registered woman.
Q: How will I know my cluster payment date?
A: BISP will inform you through SMS alerts, or you can check the latest district-wise cluster schedule at your nearest BISP office.
Q: What if I didn’t receive my previous installments?
A: If eligible, your missed payments will be adjusted and released in this phase.